Stop Loss Underwriting Advisor-Hybrid

Job Description: The Risk & Underwriting Advisor ? Stop Loss is responsible for developing and executing individual stop loss rating strategies. You will partner closely with Sales and Underwriting to drive profitable growth and position Cigna as the stop loss carrier of choice among clients and brokers for your aligned markets. What you?ll do: Own a stop loss book of business for multiple markets and help advance portfolio management strategies. Responsible for stop loss execution, including growth and earnings objectives. Apply expertise in benefit design, product knowledge, and large claim risk assessment to develop rates for new and existing business. Engage Sales and Underwriting to manage risk across the book of business and to achieve rate execution and net growth results relative to financial goals for the portfolio. Partner with Sales and Underwriting to develop strategic recommendations, support negotiations. Drive individual stop loss strategy related to market competition, products, and pricing for existing business and new prospects. Train and mentor new team members and business partners as needed. Identify and influence underwriting best practices and provide input on product development and pricing. Qualifications: 4+ years of underwriting experience with large claims risk assessment experience preferred. Analytical ? ability to assess financial risk and make effective decisions based on multiple information sources with an understanding of the financial implications is critical. Effective interpersonal, written, and verbal communication skills ? developing highly respected, value-add business relationships through partnership and expertise is essential. Consultative and strategic approach to work and interactions with key business partners. Ability to work effectively in a dynamic, rapidly changing, team-based environment. Ability to foster collaboration across teams with diverse backgrounds and perspectives. Work with autonomy while producing desired results for the business. Experience with Microsoft Excel. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 84,000 - 140,000 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. We want you to be healthy, balanced, and feel secure. That?s why you?ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you?ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group. About Cigna Healthcare Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email: [email protected] for support. Do not email [email protected] for an update on your application or to provide your resume as you will not receive a response. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances. Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we?re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.

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