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Posted Apr 15, 2026

Data Scientist – Credit

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Job Description: • Build high performance ML models that improve credit predictability and customer outcomes. • Build end-to-end machine learning pipelines including data extraction, feature engineering, model building, performance evaluation, and implementation. • Build end-to-end model monitoring pipelines to monitor model performance, including model stability, drift detection, and performance diagnostics. • Develop and own reporting pipelines that support recurring risk reporting, monitoring, and ad-hoc analysis • Explore rich data assets to uncover trends, identify key risk drivers, and generate insights. • Define and monitor data quality metrics (completeness, accuracy, timeliness, consistency) • Manage full modeling lifecycle: model design, data preparation and exploration, feature engineering, model development, evaluation, deployment, monitoring and documentation. • Design experiments and challenger models to test new ideas and drive innovation. • Contribute to audit-ready documentation and support model validation and governance processes. • Leverage modern AI technology and tools to improve workflow, enhance modeling performance, establish and promote best practices. • Work cross-functionally to ensure models are explainable, transparent, and aligned with business goals and regulatory expectations. • Translate analytical findings into recommendations for Strategy, Pricing, and other business decisions. • Build pipelines that are scalable, automated, and well-documented. Requirements: • A Master’s or PhD degree in a quantitative field (Statistics, Mathematics, Computer Science, Economics, Data Science, Engineering, etc.). • 1+ years of experience developing predictive models or performing advanced analytics. • Strong understanding of statistical modeling and machine learning fundamentals. • Proficiency in Python (e.g., pandas, numpy, scikit-learn) and SQL. • Experience working with large datasets. • Experience building end to end pipeline. • Ability to clearly communicate analytical findings to both technical and non-technical audiences. • Experience implementing data quality checks and monitoring. • Demonstrated ownership, curiosity, and ability to deliver high-quality results. Benefits: • Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
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